- Health insurance
- Paid time off
- Vision insurance
- 401(k)
- 401(k) matching
- Dental insurance
Digital Banking Specialist I
Employment Type: Full-Time
Schedule: Monday–Friday, with some Saturdays and Sundays; flexible schedule typically between 8:00 a.m. and 8:00 p.m.
Reports To: Digital Banking Services Manager
FLSA Status: Exempt
- Manage inbound customer calls and provide timely, professional assistance.
- Verify customer identity before discussing or making changes to account information.
- Assist customers with online and mobile banking, including login issues, password/PIN resets, enrollment, device registration, statements, alerts, and mobile deposits.
- Document customer interactions and escalate issues when appropriate.
- Review and process mobile deposits, including check images, endorsements, and transaction information.
- Evaluate mobile deposit limit increase requests based on account history and activity.
- Identify and escalate potential fraud, including duplicate or altered checks and other suspicious activity.
- Process new, replacement, and instant-issue debit cards.
- Assist with card activation, PIN setup, card blocks/unblocks, and transaction limit requests.
- Initiate debit card disputes and conduct initial fraud intake in accordance with Regulation E procedures.
- Support virtual and interactive teller transactions, including check cashing, deposits, transfers, loan payments, and cash dispensing.
- Verify customer identity and signatures and identify potential fraud indicators.
- Escalate technical issues and suspicious activity when necessary.
- Process authorized account updates, including name, address, contact information, beneficiaries/PODs, authorized signers, statement preferences, stop payments, and account closures.
- Maintain accurate documentation and follow appropriate dual-control procedures.
- Identify and escalate suspicious account activity to BSA/Fraud.
- High school diploma or equivalent required.
- 1+ year of experience in banking, financial services, or digital customer support preferred.
- Ability to provide excellent customer service across digital channels.
- Strong computer skills with the ability to navigate multiple systems.
- Strong communication, organization, time-management, and problem-solving skills.
- Ability to work independently while knowing when to escalate an issue.
- Must successfully complete a Customer Service Test, background check, and credit check.
- Experience with digital banking, online/mobile banking, or card management systems.
- Understanding of Regulation E, Regulation CC, and BSA/AML requirements.
- Strong attention to detail and ability to multitask in a fast-paced environment.
- Ability to recognize potential fraud and respond appropriately.
- Professional telephone, written, and video communication skills.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Herring Bank
Herring Bank was founded in 1899, by Colonel C.T. Herring. Colonel Herring lived in Vernon, TX and saw a need for a bank. The cattleman would drive their cattle from Oklahoma through Vernon to Fort Worth to sell their cattle. When the cattleman sold their cattle and they went back to Oklahoma they were loaded with cash. Oklahoma was know as the badlands for a good reason, when the cattleman crossed in to Oklahoma they could lose their life and it was a sure bet that they would lose their money. With a bank in Vernon, TX, Herring Bank, they could deposit their funds and when they crossed into Oklahoma, the badlands, they would not lose their money, so the thieves had no reason to rob them
At Herring Bank we “Build Relationships for a Lifetime” come join us at our family owned bank.
MEMBER FDIC – EQUAL OPPORTUNITY EMPLOYER
Company Website: www.herringbank.com
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